Teresa Guarda https://www.cepese.pt/portal%22%26%22%22%22%22%22%26quot/en/publications/authors/teresa-guarda https://www.cepese.pt/portal%22%26%22%22%22%22%22%26quot/@@site-logo/CEPESE+home.png Teresa Guarda Artigos Business Intelligence: proposta de framework para o marketing intelligence